"How the New Zealand Rent 2 Own - Lease Purchase System
will save you thousands... while you Build equity in your OWN home... FAST"
Warning: If you are still renting and paying your money to a landlord, YOU ARE LOSING MONEY... "When we stumbled across Shane's Rent 2 Own system, we could not believe how easy it was to own our own home... we were moved in less than 10 days." * If we were still trapped in the renting rut, we would have lost over $20,000 in equity..... and still not have anything to show for our efforts. Don't let this happen to you... *
TIme can range depending on how complete the application paperwork
is completed by each applicant, all paperwork (including credit
report) must be submitted complete to reduce delays. |
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From: Shane G. Weastell
Investor
Dear Friend,
Over the past 70 years, a very select group of Investors have been providing a solution that has long been a well kept secret .... Until now!..... There was a time not so long ago when the banks were so tight they would not lend funds for house purchases and land.... and so along came vendor finance and later... Lease Purchase transactions..
I'm referring to lease options - (which is the same thing as - rent buys or rent 2 own homes).
... I've avoided talking about this because I know first-hand how "passionate & frustrated" people can get when they just don't seem to be getting any closer to owning a home.But the plain truth is the lease option strategy *is* an "extremely powerful and effective way" to get into your very own home.
How do I know Lease Options work? Because:
- It is more
affordable. When you buy a home though the bank, you need a minimum
of $15,000-$40,000 or even more compared to $5,000 or less.
+ you have to jump through hoops for them... they want know everything
..... right down to what colour underwear you have on!
- Until recently, you were unable to buy a house... but then the banks brought in 100% lending... but that was only helping those that had perfect credit and had very strict income type criteria we know people and we understand and base our applications with a different view than the banks...
... And the frustrating thing is, you don't even get a chance to "Prove" that you can pay off a home as the banks just won't listen... until now.
... there is hope..... and we have the solution for you!
I've seen it myself many times, people walking past me out of a real estate agents with their heads hanging low, because they Failed to Qualify for a bank loan to purchase a house.
Find out more about how Lease Options work here
The surprising "secret" that banks don't want you to know— and how to stop it damaging your credit rating...
Now this is the interesting part...
Even if you have a perfect credit record but may be not on the highest of tax brackets... here is a super tip. Every time you apply for a loan or credit of any kind (even if you are accepted) a mark from that lender is now on your credit history...
Well if you have been "knocked back" and then apply at a few more banks to see if they will lend you the funds you so desperately need.... they will also be putting checks on your record.
This will hurt your credit rating even thought you have not done anything wrong! ... this is how you can fix this.
When you deal with a lender for any type of finance, ALW AYS, Always, Always .... Did I mention... ALWAYS?
"make the application conditional on a recent credit check if (and only if) you decide to proceed with that lender"
How this will help you...
Well, you will get some lenders that will not accept this, just tell them it is their loss (politely of course). Let them know you do not wish to have your credit rating effected and ask if they would accept a recent copy of yours.
There are literally hundreds of lenders that "WANT YOUR BUSINESS".
Now if you still cannot qualify for the loan then this is where I come in to assist .I will look at your application and assess if I think you can support the monthly payments and still be able to live a life too! There is no point getting into a Rent 2 own- Leae Option agreeement and then you have to scavenge in the local food store bins for your meals!
I am serious, I have really seen down and out people do this with their legs up in the air in the dumpster rummaging! ( I just could not persuade them to allow me to post thier photos here :o)... I will not put any person in a situation like this as I believe in human rights and fair play!
How to "clean up " your credit rating... to give you a better shot next time round...
To increase your chances of qualifying for a loan you should consider tidying up your credit history and you have the right to do this and can apply for a small fee and the company will send out a copy for you, once you have this:
I suggest you go through your credit report and if there are any errors, you need to call the lender that is listed on the error and sort it out. Have them remove the record if it resolved or just plain wrong.
You can get your own credit report copy form by clicking here
Find out more about how Lease Options work here
IMPORTANT NOTE: Never, never, never agree to a credit check unless you are certain you are going to move forward with that lender.
The shocking truth about
"why" many renters will NEVER own their own home!
I have seen it time and time again where people have been saving and striving to scrape up a deposit for a home and"then disaster strikes" the car blows up or the washing machine dies or some other catastrophe happens. Perhaps you are within a thousand or two to get to your target and then all of a sudden house prices just take off and...
leave you swimming in rivers of frustration when you were so close!
Lets face it, most of us just do not have the money stashed away to cover those unexpected things that seem to crop up at the worst possible time... So there goes the hard saved deposit out the window.... Then you start to think what's the whole point!.
How to own your own home with nothing down...
Honestly, we really can help a lot of people and can perhaps help you!
If you are an handyman with the skills to re-decorate, paint and paper and even do a kitchen or bathroom.... then read on because you will kick yourself if you miss this!
We have handymen specials from time to time, which means that we pick up the occasional home that needs a bit of a spruce up and instead of paying a tradesman to do the job, (which we are quite happy to do)....
You do the work and you get the benefits! We call it sweat equity and it works like this...
We agree on you doing the work for an agreed value Before you move in and then we use the agreed value that you have added by doing this work, as a down payment and the results are...
you have just got into a home with no money down! - Now that is powerful
Find out more about how Lease Options work here
The best part is that you have already increased the houses value before you start! There are many other things we can do to get you into a house and as long as your application is fine there should be no problems.....
IMPORTANT MESSAGE:. We do not put people into houses that they simply could not afford and we stand by our integrity.
We would rather have happy people moving toward home ownership...
what would you you prefer? So what options do you have...
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- Do Nothing and Continue Renting.... and sigh with anguish every time you try and try to get your
deposit together and still have not equity in your own home!
- Rapidly Increase your equity in a Rent 2 own house of ours and begin the slow climb up the wealth ladder.
- Find
out more about how Lease Options work here
So... why should you Get into a Rent 2 Own Lease option with us?
Well I can only tell you what is in it for you...
These are the advantages for you with the Rent 2 Own - Lease Option program:
- Up to 500% increase in Equity build up over a std home loan...because you are putting some of your weekly payment toward the purchase price
- All (100%) of the down payment comes directly off the purchase price when you buy!
- When you do any upgrades/renovations to the home, You benefit directly in capital growth (the home value has increased making you richer!
- You can sell the home if you wish and pocket the profits from your efforts!
- Credit problems OK!.... since we are not a bank, we are happy to look at your situation and help you make a new start!
- You will be put in full legal control of the home for a specified period of time without actually having to own it.
- No taxes, less liability: Since you are a future home owner and do not own the home (yet), you will not have to pay property taxes such as rates and insurances (we pay them) also your liability exposure will be dramatically reduced.
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Quick move in time: You can typically take possession of the home in 10 days or less, instead of conventional move in times of one to three months, after your offer was accepted.
-
Maximum leverage: You are spending very little (or zero) money to control a potentially very expensive, and very profitable, piece of real estate.
-
Time Before you actually buy the home, you will have 3-24 months (depending on your agreement) to find the best interest rates, investigate the home and research the neighborhood and/or schools.
-
Repair your credit If you have credit issues then over a relatively small time period of making the payments on time you will seriously improve your credit rating and this will greatly assist you to refinance to purchase the property from the bank!
Find out more about how Lease Options work here
So now it's up to you...
Do you keep renting and paying the landlord, lining his/her pockets and wait for that knock on the door to say the house is for sale...... and you have to move out?
Allow us to get some information to you and give you the opportunity of a lifetime to join the ranks of the home owners?
You will kick yourself if you miss out! - So CLICK HERE to get on our pre-approved application list now!
Find out more about how Lease Options work here
Shane G. Weastell
Lease Option Investor
P.S. If you would like to get on our per approved buyers list.... click here.